I got the impression that the system wants you to push really hard as the safety net is so strong.
How dare you? Mr. P was a loving and caring father, often having to be in a corporate shark pit like Derion VII for the breakfast appointment, to then travel half the quadrant to some no name colony to end the evening in a night meeting on that moon he just made it to in one of those rickety shuttles the local traffic department got cheap on the side, when he'd rather be with his children.
Always nagged on by Mrs. P to get that next promotion, because little, adorable, smart Frieda needed a new Violin, or Tony a new sliding suit with that exclusive wax from who knows what backwater alternative colony that promised to give him "a real chance of winning".
Sure, he wasn't the most faithful in marriage, but that's between Mr. and Mrs. P and Ms. S. and not up to you to make jugdment on.